@charset "UTF-8";
:root{--ink:#172b3a;--muted:#5d6b74;--paper:#f5f6f2;--card:#fff;--line:#dce2e5;--accent:#ed6b22;--radius:18px;--max:1160px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font:16px/1.8 -apple-system,BlinkMacSystemFont,"Segoe UI","PingFang SC","Microsoft YaHei",sans-serif}a{color:inherit;text-decoration:none}a:hover{color:var(--accent)}a:focus-visible{outline:3px solid var(--accent);outline-offset:4px}img{max-width:100%;height:auto}svg{max-width:100%;height:auto}button,input{font:inherit}.wrap{width:min(var(--max),calc(100% - 48px));margin:auto}.independent-bar{font-size:12px;letter-spacing:.04em;background:#172b3a;color:#e8eef1;padding:8px 0}.site-header{border-bottom:1px solid var(--line);background:rgba(255,255,255,.94)}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:30px;min-height:92px}.identity{display:flex;align-items:center;gap:13px;font-weight:760;font-size:20px;line-height:1.4;letter-spacing:-.03em}.identity-mark{display:grid;place-items:center;width:42px;height:42px;flex-shrink:0;background:var(--accent);color:white;border-radius:12px;font-weight:850}.site-nav{display:flex;align-items:center;gap:25px;font-size:14px}.site-nav a:last-child{border:1px solid var(--line);border-radius:30px;padding:8px 17px}.eyebrow{font:700 12px/1.4 ui-monospace,SFMono-Regular,Consolas,monospace;letter-spacing:.15em;color:var(--accent);text-transform:uppercase}.hero{display:grid;grid-template-columns:1.25fr 1fr;gap:48px;align-items:center;padding:68px 0 62px}.hero h1{font-size:clamp(30px,3.7vw,48px);line-height:1.3;letter-spacing:-.05em;margin:15px 0 22px;max-width:740px}.hero p{color:var(--muted);max-width:620px}.hero-visual{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:0 18px 50px #13252b08}.hero-visual small{display:block;color:var(--muted);font-size:12px}.reading-map{display:grid;gap:12px;margin:20px 0}.reading-map span{padding:14px 18px;border-left:3px solid var(--accent);background:#f5f7f7;font-size:14px;font-weight:650}.button-link{display:inline-flex;align-items:center;gap:20px;background:var(--accent);color:white!important;border-radius:10px;padding:12px 20px;font-weight:650;font-size:14px}.button-link:after{content:'↗'}.feature{background:var(--ink);color:#fff;padding:38px;border-radius:var(--radius);display:grid;grid-template-columns:140px 1fr;gap:30px;margin-bottom:42px}.feature .eyebrow{color:#ffb47e}.feature h2{font-size:26px;line-height:1.5;margin:0 0 15px}.feature p{color:#c6d2da;font-size:15px;margin:0 0 18px}.feature a{color:#fff}.section-heading{display:flex;justify-content:space-between;align-items:end;gap:20px;border-bottom:1px solid var(--line);padding-bottom:16px;margin:34px 0 22px}.section-heading h2{font-size:22px;margin:0}.section-heading small{font-size:12px;color:var(--muted)}.article-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px;margin-bottom:64px}.article-card{padding:30px;border:1px solid var(--line);border-radius:var(--radius);background:var(--card)}.article-card h2{font-size:22px;line-height:1.6;margin:12px 0 15px;letter-spacing:-.02em}.article-card p{font-size:15px;color:var(--muted)}.article-card time,.post-meta{font-size:12px;color:var(--muted)}.article-card .read-link{display:inline-block;font-weight:650;color:var(--accent);font-size:14px;margin-top:8px}.content-layout{display:grid;grid-template-columns:minmax(0,790px) 240px;gap:60px;align-items:start;margin-top:48px;margin-bottom:70px}.article-header{border-bottom:1px solid var(--line);padding-bottom:28px;margin-bottom:30px}.article-header h1{font-size:clamp(27px,3vw,38px);line-height:1.45;letter-spacing:-.04em;margin:13px 0 20px}.article-body{font-size:17px;line-height:1.95;overflow-wrap:anywhere}.article-body h2{font-size:24px;line-height:1.6;margin:42px 0 17px;letter-spacing:-.02em}.article-body h3{font-size:19px;margin-top:28px}.article-body p{margin:0 0 21px}.article-body a{color:var(--accent);text-decoration:underline;text-underline-offset:4px}.article-body li{margin:9px 0}.article-body blockquote{margin:24px 0;padding:18px 24px;border-left:3px solid var(--accent);background:#fff}.table-scroll{overflow-x:auto;margin:25px 0}.article-body table{width:100%;border-collapse:collapse;background:#fff;font-size:15px;min-width:450px}.article-body th,.article-body td{padding:14px 16px;text-align:left;border:1px solid var(--line);vertical-align:top}.article-body th{background:#edf1f2;font-weight:700}.source-note{margin-top:45px;padding:25px;background:#fff;border:1px solid var(--line);border-radius:12px;font-size:14px}.source-note h2{font-size:18px;margin-top:0}.source-note p{font-size:13px;color:var(--muted);margin-bottom:0}.reading-aside{position:sticky;top:24px;border-top:3px solid var(--accent);padding-top:18px;font-size:14px}.reading-aside h2{font-size:17px}.reading-aside p{color:var(--muted)}.reading-aside ul{padding-left:20px}.site-footer{background:#e9edef;border-top:1px solid var(--line);padding:38px 0}.footer-grid{display:grid;grid-template-columns:1fr 1fr;gap:65px}.site-footer h2{font-size:18px;margin:0 0 15px}.site-footer p{font-size:13px;color:var(--muted);margin:8px 0}.footer-bottom{font-size:11px;color:var(--muted);padding-top:20px;margin-top:25px;border-top:1px solid #ced7dc}.pagination{padding-bottom:30px}.post-figure{margin:30px 0;padding:18px;border:1px solid var(--line);background:#fff}.post-figure img{display:block;max-height:600px;object-fit:contain;margin:auto}.post-figure figcaption{font-size:12px;color:var(--muted);margin-top:14px}.skip-link{position:absolute;left:-9999px}.skip-link:focus{left:15px;top:15px;z-index:20;background:#fff;padding:12px}
.layout-ledger{--radius:4px;--paper:#f2f5f5}.layout-ledger .site-header{background:var(--ink);color:#fff}.layout-ledger .site-nav a:last-child{border-color:#657783}.layout-ledger .hero{grid-template-columns:1fr 1.15fr}.layout-ledger .hero-visual{box-shadow:none;border-left:6px solid var(--accent)}.layout-ledger .article-grid{grid-template-columns:1fr}.layout-ledger .article-card{display:grid;grid-template-columns:1fr 1fr;column-gap:36px}.layout-ledger .article-card h2{grid-row:1/4}.layout-ledger .feature{grid-template-columns:1fr;background:var(--accent)}.layout-ledger .feature .eyebrow{color:#fff}.layout-ledger .feature p{color:#fff}
.layout-journal{--paper:#fbf8f0;--radius:0;--max:1080px}.layout-journal .hero{grid-template-columns:1fr}.layout-journal .hero h1{font-family:Georgia,"Noto Serif SC","Songti SC",serif;font-size:50px}.layout-journal .hero-visual{border:0;border-top:1px solid var(--ink);border-bottom:1px solid var(--ink);padding:15px 0;background:transparent;box-shadow:none}.layout-journal .reading-map{grid-template-columns:repeat(3,1fr)}.layout-journal .reading-map span{background:transparent;border-left:0;border-bottom:3px solid var(--accent);padding:12px 0}.layout-journal .feature{background:transparent;color:var(--ink);padding:30px 0;border-top:2px solid var(--ink);border-bottom:1px solid var(--ink)}.layout-journal .feature a{color:var(--ink)}.layout-journal .feature p{color:var(--muted)}.layout-journal .feature .eyebrow{color:var(--accent)}.layout-journal .article-grid{gap:0}.layout-journal .article-card{background:transparent;border:0;border-bottom:1px solid var(--line);padding:28px 28px 28px 0}
.layout-atlas{--paper:#f3f4f8;--radius:24px}.layout-atlas .hero{grid-template-columns:1.05fr 1fr}.layout-atlas .hero-visual{transform:rotate(1deg);border:0;box-shadow:12px 12px 0 #dfe5ee}.layout-atlas .article-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.layout-atlas .article-card{padding:25px}.layout-atlas .article-card h2{font-size:20px}.layout-atlas .feature{grid-template-columns:1fr;background:#fff;color:var(--ink);border:1px solid var(--line)}.layout-atlas .feature p{color:var(--muted)}.layout-atlas .feature a{color:var(--ink)}.layout-atlas .feature .eyebrow{color:var(--accent)}
.layout-desk{--paper:#f7f0e7;--radius:10px;--max:1100px}.layout-desk .hero{gap:25px;padding:40px 0}.layout-desk .hero-visual{background:#fff9f0;box-shadow:5px 5px 0 #d8c9b9;border:1px solid #cfbca5}.layout-desk .feature{background:#fff;border-top:5px solid var(--accent);color:var(--ink);grid-template-columns:1fr}.layout-desk .feature a{color:var(--ink)}.layout-desk .feature p{color:var(--muted)}.layout-desk .feature .eyebrow{color:var(--accent)}.layout-desk .article-card{box-shadow:3px 3px 0 #e5d9ca}.layout-desk .site-footer{background:#efe3d4}
.layout-folio{--paper:#fff;--radius:0;--max:1200px}.layout-folio .hero{background:var(--ink);color:#fff;margin-top:36px;padding:45px;grid-template-columns:1.2fr 1fr}.layout-folio .hero p{color:#c7d3da}.layout-folio .hero-visual{background:transparent;color:#fff;border:1px solid #577083}.layout-folio .hero-visual small{color:#bacad5}.layout-folio .reading-map span{background:#243e50;border-color:var(--accent)}.layout-folio .feature{margin-top:30px;background:transparent;color:var(--ink);border-bottom:1px solid var(--line);padding:28px 0}.layout-folio .feature a{color:var(--ink)}.layout-folio .feature p{color:var(--muted)}.layout-folio .feature .eyebrow{color:var(--accent)}.layout-folio .article-grid{grid-template-columns:1fr}.layout-folio .article-card{padding:25px 0;background:none;border-width:0 0 1px}
@media(max-width:900px){.content-layout{grid-template-columns:minmax(0,1fr);gap:20px}.reading-aside{position:static;max-width:none}.layout-atlas .article-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.hero,.layout-ledger .hero,.layout-atlas .hero,.layout-folio .hero{grid-template-columns:1fr;gap:22px}.layout-journal .hero h1{font-size:38px}.hero{padding:40px 0}.site-nav{gap:15px}.identity{font-size:18px}.hero-visual{max-width:650px}.footer-grid{gap:30px}}
@media(max-width:600px){.wrap{width:calc(100% - 32px)}.header-inner{align-items:flex-start;flex-direction:column;gap:15px;padding:18px 0;min-height:0}.site-nav{font-size:13px;gap:20px;width:100%;justify-content:space-between}.site-nav a:last-child{padding:5px 12px}.hero h1,.layout-journal .hero h1{font-size:32px}.hero{padding:32px 0}.feature{grid-template-columns:1fr;gap:15px;padding:25px}.feature h2{font-size:23px}.article-grid,.layout-atlas .article-grid{grid-template-columns:1fr;gap:17px}.article-card{padding:24px}.layout-ledger .article-card{display:block}.content-layout{margin-top:28px}.article-header h1{font-size:28px}.article-body{font-size:16px}.article-body h2{font-size:22px}.footer-grid{grid-template-columns:1fr;gap:22px}.layout-journal .reading-map{grid-template-columns:1fr}.layout-folio .hero{padding:25px}.hero-visual{padding:20px}.reading-map span{font-size:13px}.section-heading{align-items:start;flex-direction:column;gap:6px}}

/* EBpay guide refresh 20261029 */
body[class*="layout-"]{--ink:#15304d;--muted:#536b83;--paper:#f5f9ff;--card:#fff;--line:#dce7f3;--accent:#1478ed!important;--radius:16px;background:var(--paper);font-family:-apple-system,BlinkMacSystemFont,"Segoe UI","PingFang SC","Microsoft YaHei",sans-serif}
body[class*="layout-"] .site-header{background:#fff;color:var(--ink);border-bottom:1px solid var(--line)}
.header-inner{min-height:84px;gap:24px}.identity{letter-spacing:0;max-width:440px}.identity-mark{width:42px;height:42px;object-fit:contain}.site-nav{flex-wrap:wrap;gap:20px}.site-nav a{white-space:nowrap}.site-nav a:last-child{border-color:#d7e5f4}
body[class*="layout-"] .hero{grid-template-columns:minmax(0,1.25fr) minmax(0,1fr);gap:44px;margin-top:0;padding:44px 0 36px;background:transparent;color:var(--ink)}
body[class*="layout-"] .hero h1{font-family:inherit;font-size:clamp(29px,3.1vw,42px);letter-spacing:-.025em;line-height:1.4;margin:14px 0 18px}
body[class*="layout-"] .hero p{color:var(--muted);font-size:16px;line-height:1.9;max-width:650px}
.eyebrow{font:650 12px/1.5 -apple-system,BlinkMacSystemFont,"Segoe UI","Microsoft YaHei",sans-serif;letter-spacing:.08em;color:#1478ed}
.guide-actions{display:flex;flex-wrap:wrap;align-items:center;gap:18px;margin-top:24px}.button-link{padding:11px 20px;border-radius:10px;background:#1478ed;box-shadow:0 6px 18px #1478ed1c}.guide-secondary{font-size:14px;color:#176bc2;text-decoration:underline;text-underline-offset:4px}
body[class*="layout-"] .hero-visual{transform:none;background:#fff;color:var(--ink);border:1px solid var(--line);border-top:4px solid #2489f5;border-radius:16px;padding:24px;box-shadow:0 12px 32px #16375407}
.guide-panel-label{display:flex;justify-content:space-between;gap:15px;align-items:center}.guide-panel-label strong{font-size:17px}.guide-panel-label small{color:var(--muted);font-size:12px}
.guide-start-links{list-style:none;padding:0;margin:17px 0 14px}.guide-start-links li{padding:12px 0;border-bottom:1px solid #e7eff8;font-size:14px;line-height:1.7}.guide-start-links li:last-child{border-bottom:0}.guide-start-links a{display:block;color:#174d80}.guide-start-links a:hover{color:#1478ed;text-decoration:underline}.guide-panel-note{font-size:12px!important;color:var(--muted);margin:10px 0 0}
body[class*="layout-"] .article-card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px;box-shadow:none}
body[class*="layout-"] .article-card h2{font-family:inherit;font-size:21px;line-height:1.65}.article-card p{display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}.section-heading{margin-top:24px}.section-heading small{max-width:450px}
body[class*="layout-"] .site-footer{background:#edf5ff;border-top:1px solid var(--line)}.footer-bottom{border-color:#d4e3f4}.source-note,.post-figure{border-color:var(--line);border-radius:12px}.article-body th{background:#eef5fe}
.topic-resources{margin-top:28px;padding:22px 24px;border:1px solid #dce7f3;border-left:4px solid #1478ed;border-radius:12px;background:#fff}.topic-resources h2{margin:0 0 12px;font-size:18px}.topic-resources ul{margin:0;padding-left:20px}.topic-resources li{font-size:14px;margin:9px 0}.topic-resources a{color:#176bc2;text-decoration:underline;text-underline-offset:3px}.topic-resources small{display:block;color:#536b83;font-size:12px;margin-top:12px}
@media(max-width:950px){body[class*="layout-"] .hero{grid-template-columns:1fr;gap:24px}.hero-visual{max-width:none}.header-inner{gap:18px}.site-nav{gap:14px;font-size:13px}}
@media(max-width:600px){.header-inner{padding:17px 0;gap:16px}.identity{font-size:18px;max-width:100%}.site-nav{justify-content:flex-start;gap:10px 18px;width:100%}.site-nav a:last-child{padding:4px 11px}body[class*="layout-"] .hero{padding:28px 0 22px;gap:24px}body[class*="layout-"] .hero h1{font-size:29px}body[class*="layout-"] .hero p{font-size:15px}body[class*="layout-"] .hero-visual{padding:21px}.guide-actions{gap:16px;margin-top:20px}body[class*="layout-"] .article-card{padding:22px}.topic-resources{padding:18px}.guide-panel-label{align-items:flex-start}}